At Access Bank we are strong supporters of education and training. This segment of the Business Banking Division provides funding to the owners of schools for expansion and the acquisition of assets.



  • Payroll Management - Cash management services which include disbursements, collections and remittances transaction services, business current account, and domiciliary accounts.
  • Lending - Overdrafts, term loans for facility upgrades, Asset finance (Auto Online), guarantees, card services (debit, credit, and prepaid), business consulting, and capital raising.
  • Insurance - General, life and health, pension, investment services.
  • Proprietor/ family member account management services - Early savers account, solo account, and salary current account.
  • Financing Services – Education loans, home loans, and card services
  • Parent Teachers Associations - Business/ personal current accounts, association accounts, education loans, card services, and home loans.
  • Teachers and Non-teaching staff - Salary accounts (Current/Savings), IPSA, Pay Day Advance, education loans, card services.
  • Students - Early savers account (0-18years) and solo account.
  • Other Services - Financial literacy programs, mentoring through career talks.
  • Suppliers and Consultants - Business current accounts, suppliers/consultants/invoice discounting facilities, short/medium term facilities, guarantees, card services, and remittances.


  • Completed loan application form
  • Domiciliation of salary account with Access Bank
  • Employer’s confirmation & undertaking
  • Positive credit check
  • BVN