Small and Medium sized enterprises are crucial to the development of any economy. They possess great potential for employment generation, improvement of local technology, output diversification, development of indigenous entrepreneurship and forward integration with large-scale industries.
Traders along the chain of distribution of goods and services have realized the need for credit finance as a sustainability strategy for their businesses. This segment of the Business Banking Division helps them to meet this challenge.


  • M Power products
  • Concessionary COT based on predefined criteria
  • Competitive interest rate
  • Industry leading financial and investment management services
  • Invoice discounting
  • Overdraft facilities
  • Import finance
  • Staff salary scheme
  • Auto lease


  • Completed loan application form
  • Domiciliation of salary account with Access Bank
  • Employer’s confirmation & undertaking
  • Positive credit check
  • BVN